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Squarespace Commerce and PayPal

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I am attempting to connect a new business paypal account to my new squarespace site.  Squarespace support says I have everything set up correctly.  However after entering the paypal email address, squarespace wants me to create a paypal business account - as if the account is not a business accout.  

I am not the primary admin/owner of the paypal account although I can login to it.  Does anyone know the permissions required on the paypal side to make this work?  Do i need 'top level' admin rights?

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