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How Does Payment Work if Client Not Paying in Full Upfront?

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I have some short-term programs that clients will be required to pay in full for up front so I made these Packages.  

I also have some longer-term programs that I would like to be able to allow clients to pay over time or at least break the payment in two.

1). If I set the the longer-term programs up as an Acuity "Package",  it seems the only choice for multiple payments is to require a deposit.  So if I require 50% up front, when and how does the other 50% get paid?  

2) If I set up the longer-term programs up as an Acuity "Subscription", it looks like I can choose "monthly" billing as an option.  Am I reading right that Paypal does not allow this, only Stripe and Square?


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