Either one is fine. You just need to be a contributor on 3 sites. I'm not sure you'll need admin rights or lower. I have not tried this. You can contact SS Customer Care to ask.
Q1. Depend your client.
If they need your support in the future, they can downgrade your permission to the lowest level and upgrade it as needed.
Q2. No. You can extend it for free. I have several sites, extended it more than 4 times, completely free.
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letusbejoyful reacted to tuanphan in As a Freelance designer, how can I create Squarespace templates and sell them to my clients?
